If you have been injured on the job, how will you get the health care you need? How will you pay medical bills and support your family? Working with an attorney who knows Iowa workers' compensation law is the best way to get solid answers and put an end to worry.
At the Boliver Law Firm, in Marshalltown, Iowa, we represent injured workers in matters of workers' compensation
. We can help you submit claims, complete the arbitration process or appeal a denied claim. Contact our law firm to discuss your work injury with an experienced Marshalltown workers' compensation attorney.
Workers' Compensation Briefly Explained
Workers' compensation is a type of insurance that protects employers from being sued when a worker is injured. Workers' compensation reimburses injured workers for their losses and damages in place of payments resulting from a lawsuit.
In Iowa, workers' compensation law recognizes different types of injuries. Injuries can be scheduled and unscheduled:
- Scheduled Injuries: If an injury is considered a scheduled injury, like a lost limb or finger, workers' compensation amounts are based on predetermined values.
- Unscheduled Injuries: If an injury is an unscheduled injury, like an injury to your back, shoulder or joint, you and your lawyer must take legal action to prove your losses. Repetitive stress injuries (also called repetitive motion injuries) also fall under this category.
If you have been injured at work, you may have heard that your only recourse is to file a workers' comp claim. This is not necessarily true. There are some limited circumstances where injured workers can file a personal injury lawsuit for workplace accidents. In these cases, the worker was actually harmed by a third party, like a sub-contractor at the job site, or defective equipment.